(Riverton, Wyo.) – The Riverton Police Department and the Riverton Chamber of Commerce Tuesday issued a fraud alert for individuals possessing a Visa or a Master Card credit card. A new and more sophisticated scam is making the rounds with a caller claiming to be with the respective credit card’s security department. What differentiates this scam from others is that the caller never asks for a credit card number. In fact, they provide most of the information that is on a person’s account, except the one piece that enables them to make fraudulent charges. After gaining a card holder’s trust, they then ask for that number.
The caller will ask the card holder if they had made a recent purchase for a large amount of money, for plane tickets, anti-telemarking services, or some other product or service. When the card holder says no, the caller indicates a credit would be issued for the account that would be reflected on the holder’s next statement. The caller also would say that a fraud investigation would be launched. After more conversation in which they verify the bank that issued the card and the card holder’s address and other information, they ask to confirm the three pin number on the back side of the card. Those are the numbers needed to verify a card holder’s identity and, armed with that information, they can then start making charges on the card.
“If this was the real credit card company, they would already have that information,” the fraud alert stated. “If receiving such a call, hang up.” A card holder can use the customer service number on their latest statement, or the toll-free number on the back of a credit card to contact theirreal credit card company to verify their account is still secure.